Build Wealth Like a Banker — Even If You’re Just Getting Started.

What Is Infinite Banking?

It’s not just about insurance—it’s about building your own banking system. By using a properly designed whole life policy, you can grow cash value and access that value while your money continues to compound. Infinite banking gives you control, liquidity, and a long-term wealth strategy that puts you—not the bank—in charge.

Want a deeper dive? Read What Is Infinite Banking?

How Does Infinite Banking Work?

1. Start a high-cash-value whole life insurance policy

2. Fund it consistently to grow your cash value

3. Use policy loans to access your money without triggering taxes

4. Repay yourself on your own terms, with your dollars still compounding inside

It’s not magic. It’s math—and it’s disciplined cash flow management.

Read: How We Use Infinite Banking in Our Monthly Budget

Audio Summary: “Keith’s 2-Minute Take” → Listen now

Do You Qualify for a Policy?

Not everyone does. Health, age, and lifestyle all play a role. But even if you’re denied, you can still use the system by owning a policy on someone you have an insurable interest in—like your spouse, child, or business partner.

Understanding roles is key:

• The Owner controls the policy

• The Insured is the life covered

• The Beneficiary receives the death benefit

Need the full breakdown? Read What If I Don’t Qualify?

[Download the Infinite Banking Starter Checklist]

Start Organizing Like a Banker

If you want to act like a bank, you need systems. That means tracking income, expenses, savings, and debts—so your money is already structured when your policy starts.

Start now with the tools we use:

Digital Finance Journal — Plan, reflect, and track your financial goals.

Budget Makeover Workbook — Rethink your budget from the ground up and align it with your long-term goals.

Get organized. Stay ready.

Case Study: A Real Family Using the System

Meet a couple who started small with a properly structured policy. They used their policy loan to cover home repairs—without breaking their monthly budget. Now, their cash value continues to grow, and they’re using the same system to prepare for future investments.

Want to see how they did it? Read Real Numbers From a Family Plan

Frequently Asked Questions

Can I use this strategy with my child’s policy?
Yes—if you’re the owner and have insurable interest.

Do I have to pay back the loan?
There’s no fixed schedule, but interest does accrue. Repaying it keeps your policy strong.

Is this just whole life insurance with a fancy name?
Not at all. Infinite banking requires very specific policy design—and most agents don’t offer it.

What if I get denied?
You can still use the strategy. Learn how to insure someone else and still own the policy.

How much money do I need to start?
Start where you are. The key is consistency, not perfection.

Ready to Start?

Choose your next step:

• Download the Infinite Banking Starter Checklist

• Use the Digital Finance Journal to begin organizing your cash flow

• Book a consultation with Coach Keith to design your policy

Your journey doesn’t start with a product. It starts with a system. Let’s build yours.